Welcome to “Cashback Helline”: Navigating the Maze of Too-Good-To-Be-True Rewards

We have all been there. You are browsing an online retailer or checking your credit card portal when a flashing banner catches your eye: “Earn up to 20% Cashback!” or “Get a massive bonus on your next purchase!”

It feels like finding free money. With just a few clicks, your frugal instincts tell you that you are outsmarting the system. But weeks later, you look at your account balance and realize the promised windfall has shriveled down to pennies, or worse, you spent twice as much as planned just to qualify.